Overview
This Privacy Notice explains how ALRAC (“ALRAC,” “we,” “us”) collects, uses, shares and protects personal information when you visit this website, contact us, or use our leasing and financing products and services. By using this website you acknowledge this Notice.
Information we collect
Depending on how you interact with us, we may collect:
- Contact information such as your name, email address, phone number and mailing address.
- Application and account information that you or your dealer provide in connection with a lease or financing request, which may include identity, employment, income, vehicle and credit-related information.
- Communications such as emails, call notes and call recordings, where permitted by law.
- Technical information such as IP address, browser type, device information, pages viewed and referring pages, collected through standard web server logs and similar technologies.
How we use information
- To respond to your questions and requests.
- To evaluate, underwrite, originate, administer and service leases and financing, directly or through our servicing partner.
- To communicate with you about your account and our services.
- To detect, investigate and prevent fraud, security incidents and other unlawful activity.
- To maintain, secure and improve this website and our services.
- To comply with legal, regulatory and contractual obligations.
How we share information
We do not sell your personal information. We may share information with:
- Finsist, our servicing partner, to service and support your account.
- Dealers, brokers and business partners involved in your transaction.
- Service providers that perform services on our behalf, such as credit reporting, document, payment, hosting and communications vendors, who are required to protect the information.
- Affiliates, successors and assignees, including in connection with a financing, sale or reorganization of all or part of our business or of a lease or loan.
- Government authorities and others when required by law, legal process, or to protect rights, property and safety.
Cookies and similar technologies
This website may use cookies, local storage and similar technologies that are needed for the site to function and to understand how it is used. Most browsers let you block or delete cookies; doing so may affect how parts of the site work. If we use analytics or advertising technologies, we will describe them here.
Your choices and rights
You may contact us to access, correct or request deletion of your personal information, or to opt out of marketing communications. Depending on where you live, you may have additional rights under applicable privacy laws, such as the right to know, delete, correct and opt out of certain sharing. Some information is retained as required by law or to complete a transaction, and certain information collected for financial products may be governed by federal financial privacy law rather than state privacy law. We will not discriminate against you for exercising your privacy rights. To make a request, use the contact details below; we may need to verify your identity first.
Security and retention
We use administrative, technical and physical safeguards intended to protect personal information. No method of transmission or storage is completely secure. We keep information for as long as needed for the purposes described in this Notice, to meet legal, accounting and regulatory requirements, and to resolve disputes.
Children
Our website and services are intended for adults. We do not knowingly collect personal information from children under 13.
Changes to this Notice
We may update this Notice from time to time. The “Last updated” date above shows when it was last revised. Material changes will be posted on this page.
Contact us
ALRAC — Atlantic Leasing, Retail And Commercial
Business and dealer inquiries: info@alrac.org
Consumer and account inquiries: info@finsist.com
Phone: 844-346-7478