Retail Vehicle Leasing
Lower, predictable monthly payments on the vehicle you want, with terms designed around your driving and your budget — and clear options when the lease ends.
Lease with confidence.
Drive what moves you.
ALRAC delivers clear, flexible vehicle leasing and retail financing — with real people behind every account and a straightforward path from application to the open road.
- Flexible terms
- Transparent process
- Dedicated account support
Capital that keeps
your business moving.
Retail, commercial and fleet leasing structures — plus programs built for dealers and referral partners who need a lender that moves at the speed of the deal.
- Commercial & fleet
- Dealer programs
- Partner-friendly funding
What we do
One lender. Retail, commercial, and everything between.
From a single vehicle for the family to a multi-unit fleet for the business, ALRAC structures leasing and financing around how you actually use the asset.
Commercial & Fleet
Equip your team with the vehicles it needs while preserving working capital. Structures for single-unit owners through growing multi-vehicle fleets.
Dealer Programs
A dependable funding partner for your showroom — simple enrollment, consistent communication, and a team that answers the phone.
Lease-End & Buyout
Return it, buy it, or move into what’s next. We make the end of the lease as easy as the start.
Real Account Support
Ongoing servicing and customer care through our partner Finsist, so help is always one call away.
How it works
From first call to first mile — in four steps.
A simple, transparent process whether you’re a driver, a business owner, or a dealer partner.
Reach out
Call us or send an email. Tell us what you need and who it’s for — an individual, a business, or a dealership.
Structure it
We review your goals and build a lease or financing structure with the term and payment that fit.
Approve & sign
Complete a straightforward approval and documentation process, with guidance at every step.
Drive & be supported
Hit the road. Servicing, payments and account questions are handled by our team at Finsist.
Try it
Estimate a monthly lease payment.
Slide the numbers and see how structure shapes the payment. A quick illustration — your ALRAC specialist will confirm real terms.
Estimated monthly payment
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For illustration only; not an offer, quote or commitment to lend. Excludes taxes, fees and other charges. Actual terms, residuals and rates depend on the vehicle, program and credit approval.
Who we serve
Built for drivers. Ready for business.
Two audiences, one team — each with a dedicated inbox so your inquiry gets to the right people first.
Lease or finance your next vehicle
Get the vehicle you want with a payment you can plan around, and a team that treats you like a person, not a number.
- Clear terms and straightforward documentation
- Flexible lease structures to fit your budget
- Friendly account support after you drive off
Partner with a lender that answers
Commercial leasing, fleet structures and dealer programs — with direct access to people who can make decisions.
- Commercial and multi-unit fleet leasing
- Dealer enrollment and referral programs
- Responsive communication, start to finish
Already an ALRAC customer?
Your account is serviced by Finsist.
Leasing & financingThe lender behind your vehicle
Servicing & supportThe team behind your accountOne seamless experienceEveryone comes out ahead
CustomersDealersPartners
ALRAC and Finsist work hand in hand. Finsist.com is our dedicated servicing partner, handling account management, payments and customer support for ALRAC accounts, so you always know who to turn to.
PaymentsQuestions about making or scheduling a payment.
Account infoBalances, statements and account details.
Customer careReal people ready to help you.
Peace of mindSame ALRAC commitment, one team.
Good to know
Quick answers.
Who is ALRAC?
ALRAC stands for Atlantic Leasing, Retail And Commercial. We provide vehicle leasing and financing for individuals, businesses and dealer partners.
How is ALRAC related to Finsist?
Finsist is our servicing partner. If you have an ALRAC account, Finsist.com is where account servicing, payments and customer support are handled.
I’m a dealer or business — how do I get started?
Email info@alrac.org. Let us know whether you’re looking for commercial leasing, fleet financing or a dealer program, and the right person will follow up.
I’m a customer with a question about my account.
Reach out to info@finsist.com or visit Finsist.com. You can also call 844-346-7478 and we’ll point you in the right direction.
Is the estimator an offer?
No. The estimator is an illustration only. Actual payments, residuals and rates vary by vehicle, program and credit approval, and exclude taxes, fees and other charges.
Contact
Let’s get you moving.
Pick the channel that fits — we’ll route you to the right team.